🏘️ Official HandToHand Product
Loan Against Property (LAP)
Unlock High Value Cash Mortgaging Commercial or Residential Property
Interest Rate
9.15% p.a.
Max Loan Amount
Up to ₹15 Crores
Tenure
Up to 15 Years
Disbursal
5 - 7 Days
Apply for Loan Against Property (LAP)
Get pre-approved offers from 100+ partner banks instantly.
✨ Key Product Features
- ✓High LTV (Loan to Value ratio) up to 70%
- ✓Lower interest rates compared to personal loans
- ✓Acceptance of residential, commercial & industrial property
- ✓Flexible end-use (business, education, marriage)
📋 Eligibility Criteria
- •Property owner (Self or Joint)
- •Stable business or salary income
- •Property free from legal encumbrance
- •Age: 23 to 65 years
📁 Required Documents
- 📄Property Ownership Documents & Registered Sale Deed
- 📄Property Tax Receipts & Approved Layout Plan
- 📄KYC & Income Documents (ITR/Salary)
- 📄Bank statement for last 12 months
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